Bibby Financial Services (BFS) is one of the UK’s largest independent SME funders, providing flexible working capital and foreign exchange solutions for over 40 years. We support businesses across a large number of sectors, including construction, where we’ve been a specialist for decades. We were the first independent funder to offer specialist finance to the construction sector over two decades ago, and have experience in over 80 trades.

Whether you're a contractor or subcontractor, we help unlock cash tied up in applications for payment (certified and uncertified) and invoices, supporting better cashflow and smoother project delivery. Our solutions include Construction Finance, Invoice Finance, Foreign Exchange, Hire Purchase, Leasing and Re-financing.

We also work closely with trusted legal and contractual partners to offer FMB members additional support and access to sector-specific resources.